VA Loans Made Easy

As a veteran, your service and sacrifice to this nation has blessed countless lives. At VA Loan Group, we thank you for your service. Because of your military service you are entitled to many benefits including your VA Loan program eligibility. VA loans are a part of our niche loan programs that we offer – serving our men and women of the armed forces.  We’ve helped thousands, because we believe they deserve it.  If you’re also a part of that deserving party, examine the VA loan program and other options with one of our expert VA loan officers to see which type of loan best suits your needs. We will help you to consider the costs and benefits of a VA loan and compare it to other mortgage loans available so that you can make an informed decision. You will find in most cases, however, the VA loan programs not only fits your borrowing needs, but is also the best deal. Give us a few short minutes of your time so that we can help you achieve your goals. Many in our staff are also veterans which helps them to relate to you and your needs.

Here to Serve: The Top VA Loan Originators 2009, 2010, 2011, 2012

At VA Loan Group, we have made it our mission to help veterans get the best possible mortgage for their situation. In fact, during 2009 and 2010 we worked with thousands of veterans to refinance their mortgage and to help them to buy their dream home. With low interest rates over the last few years we have helped many veterans to lower their mortgage rates with a VA streamline refinance saving them and their families thousands and of dollars in interest.

VA Purchase

We Educate You

Proprietary buyer consultation folder provides you the critical mission information – free for you.

Get Pre-Qualified

VA Refinance

Save Money

Our Average Client in 2010 reduced their payment by $122 a month – saving thousands of dollars.

Get VA Refinancing

Why use a VA Loan
  • ZERO Down Payment
  • No Minimum FICO Score
  • Assumable
  • No Monthly Mortgage Insurance
  • No Pre-payment penalty
  • VA guarantee


VA Loans for a Home Purchase:

When buying a home, dealing with experienced professionals who take the time to fully educate you on the process can make all the difference. We have over 20 years experience in originating VA Loans and we have developed a proprietary consultation process and loan packet to ensure that all the most critical information is communicated and handled. We will educate you about the VA purchase loan program guidelines and about the process of obtaining a purchase loan from start to finish. We are committed to serving those Veterans who have served us. We will do everything in our power to get you the best VA mortgage rates. Learn more about VA Mortgage Rates by clicking the link below:

More VA Purchase Information

VA Refinance Loans:

The VA loan program offers a few different options for refinancing your loan. Most veterans will need either a VA Streamline Refinance or a Cash Out VA Refinance.  A Streamline Refinance is a refinance where the home owner simply wants to reduce their interest rate or loan term.  A VA Streamline Refinance is sometimes referred to an Interest Rate Reduction Refinance Loan or IRRRL. A Cash Out Refinance is a refinance where the home owner refinances their existing mortgage amount but also takes additional money out to pay off debt, remodel, or for other reasons. Generally speaking both types of refinance can be done with minimal documentation required.

More VA Refinance Information

VA Loan Comparison:

Example: VA Loan Conventional Loan
Max Loan Amount: 1000000+ $417,000
Credit Score: No VA Requirement 620+
Down Payment: 0% 5%+
Interest Rate: Current market .25% + higher
Assumability: Yes No
Mortgage Insurance: No Yes


There is much more to consider than the general parameters listed above. To fully understand the VA Loan Program and how it might apply to your unique situation, please contact us. We look forward to helping you save money by refinancing your mortgage or helping you obtain a mortgage to purchase a new home.

Learn About VA Loan Rates

Part of the VA loan process is selecting a VA Rate. The interest rate available to you will vary according to loan product or type of loan that you need.  The interest rate on your VA loan impacts the amount of your mortgage payment so we want to help you to get the lowest possible rates.  While getting the best interest rate is an important factor to your loan, another important factor that we take very seriously is the professionalism and experience level of the loan team that you select to help you close your loan. In other words, having confidence in knowing that you can and will close your loan as planned is perhaps of equal importance to the interest rate.

More VA Mortgage Rate Information